Dave started working in the debt collection industry for his father’s company (John Rae) in the summers during his high school and university years.  In 1983 Dave headed to the UK to work in the business for a few years, returning to Canada after 3 years.  John had previously exited the industry in Canada and wanted to start again, so Dave joined up and got the new Canadian business with John in 1986.  Four years later, Dave bought the entire business from John, bringing in four partners that were part of the management team.

With 100 employees at the time, Dave had a goal to build a great company with a culture that was different than the industry was known for at the time. Through his journey, he was exposed to some external influencers that inspired the core values and purpose.  Today, these principles are stronger than ever and continue to guide the organization. 

As the Visionary, Dave focuses on key relationships, searching for strategic acquisitions and future innovations while continuing to learn, and share his experiences and thoughts for the future company success.